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In efforts to lift the spirits of graduating seniors we are thankful we could participate in sponsoring seniors at Christian County High School and Hopkinsville High School. The donations were used for class gifts to commemorate their senior year. This contribution was made with matching funds from Erie Insurance. Congratulations graduates! #ERIEAgentsGivingBack

PRESS RELEASE:   For Release September 2017

Brad Bolinger Graduates from Kentucky Agricultural Leadership Program

Brad Bolinger of Christian County, Kentucky graduated from the Kentucky Agriculture Leadership Program (KALP) on September 7, 2017 at formal ceremonies held at Spindletop Hall in Lexington, Kentucky.

Bolinger is among twenty-two members of KALP Class XI. KALP, housed in the University of Kentucky College of Agriculture, Food and Environment, is an intensive two-year program for young agricultural producers and agribusiness individuals from Kentucky and Tennessee.

Dating back to the mid-1980s, the program was originally named the Philip Morris Agricultural Development Leadership Program, though it was never commodity specific. Philip Morris fully funded the first seven classes. Now financial supporters, including the Kentucky Agricultural Development Fund, Kentucky agribusinesses, farm organizations, program alumni and participant tuition, provide funding.

The program is not only about agriculture, but gives participants the tools to polish essential leadership skills, identify common rural and urban concerns, understand current public policy issues and establish a basis for lifelong learning and development.

Class XI had ten domestic seminars devoted to important agricultural issues. Sessions also focused on improving participants’ communication, leadership and management skills. Class members visited a variety of Kentucky agribusinesses, Frankfort, Washington D.C., California, Austria,

Slovakia, Poland and the Czech Republic to explore agriculture in different settings.

Brad Bolinger, Partner at Higgins Insurance, works as the President of Agribusiness, which provides insurance solutions to farmers, co-ops, food processors, milling facilities, as well as countless other industries involved in the agribusiness sector. He graduated with a B.S.and MBA from Western Kentucky University in 2006 & 2007 respectively. He is a member of the Christian Co. Agribusiness Association, Gideons International, and serves on the board of directors for the United Way of the Pennyrile. Brad Bolinger and his wife Fowlen Bolinger have 2 children, Isabel Blane and Soyar Pace , and are expecting their 3rd in January of 2018.

For questions or comments, contact:
Brad Bolinger
240 Remington Road 
Hopkinsville, KY 42240
270-839-8646 
bbolinger@higginsinsurance.com
 Photo by Steve Patton, University of Kentucky College of Agriculture, Food & Environment

Left to right: Dr. Will Snell, KALP Co-Director; Brad Bolinger,
KALP Class XI Graduate; Dr. Gary Palmer, University of Kentucky
Associate Dean for Extension; Dr. Steve Isaacs, KALP Co-Director.

Higgins Insurance is honored to be presented with the Quality Service Award, sponsored by Edward Jones and given by the Chamber of Commerce for this month. We would like to thank everyone, especially our customers, for their continued support.

 

On March 21, Higgins Insurance  attended the 2017 Salute to Agriculture Breakfast, where Brad Bolinger presented the 2017 Farmer of the Year award to Todd Harton and introduced speaker, Warren Beeler. Other awards that were presented included: Ag Business of the Year and Friend of Agriculture. This breakfast was held on National Agriculture Day and recognizes the large impact that Agriculture has on our community. To learn more about the 2017 Salute to Agriculture Breakfast you can go to the Christian County Chamber of Commerce Facebook page or follow this link: http://www.christiancountychamber.com/news/details/2017-salute-to-agriculture-breakfast

 

With so many varied businesses and areas to cover, insuring an Agribusiness can present unique challenges.

Agribusinesses are what keep our great nation running and they need to be protected properly.  The hazards and risks of running a commercial agricultural enterprise are unique.  This diverse industry in Kentucky and Tennessee requires a special type of care that the professionals at Higgins Insurance are qualified to supply.

Agribusinesses are generally large in size & personnel. Acknowledging that a multitude of things can go wrong is important.  It is helpful to know some of the risks in order to ensure proper coverage of your business. Some of the most common agribusiness insurance claims include:

  1. Workers Compensation/Medical
  2. Property Damage
  3. Hail Damage
  4. Collision
  5. Lightning Damage

 

There are some basic areas that can be insured that will cover a majority of the risks you may encounter. Just a few of the areas of coverage that should be included in each business’ policy are:

  • Commercial General Liability Insurance
    This will help protect a business from the cost of defending themselves.  If a third party claims your business caused them bodily harm and/or damaged their property this insurance can cover any claims they make and any legal bills that may be incurred.
  • Commercial Property Insurance
    Every piece of property owned by the business will need coverage.  This does not cover land alone, but can be customized to include any buildings, fields, farm equipment, processing equipment, and other properties of a business.
  • Business Auto Insurance
    A Business Auto Policy that covers your Agricultural operations is also customizable for each customer.  Heavy duty trucks, business vehicles, and farm vehicles can be covered.  Many times this can even be extended to cover private passenger vehicles owned by the farm or business.
  • Umbrella Insurance for Agribusiness
    Umbrella insurance protects against losses of a catastrophic nature.  It is an extra layer of coverage for situations such as natural disaster, among other things.

There are many other types of coverage that can be customized to each specific business and the experts at Higgins Insurance have the knowledge and experience to make sure your business is fully prepared.  It is important to keep in mind that insurance should be a proactive part of how you manage and operate your Agribusiness.  Any time changes are made to your property like buildings, structures, or agribusiness operations, you should re-evaluate and update your policies.

There is no margin for error when insuring your income-producing assets and operations. Your risk management program is crucial to your long-term success and profitability. With so much at stake, you need a partner with specialized agribusiness insurance knowledge.

Contact us today and we will get you set up with one of our highly trained professionals. Call us at our Clarksville or Hopkinsville office and we can start customizing a policy for you.  Remember, farming isn’t just what you do, it’s a way of life!

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