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FOR IMMEDIATE RELEASE

            Hopkinsville, KY, August 6, 2021 – Higgins Insurance retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The annual survey and Study of leading independent insurance agencies documents the business practices of the “best” agencies and urges others to adopt similar practices.

            Since 1993, the Big “I” and Reagan Consulting, an Atlanta-based management consulting firm, have join forces to study the country’s leading agencies in six revenue categories. The agencies comprising the study groups are selected every third year through a comprehensive nomination and qualifying process and awarded a “Best Practices Agency” designation. The agency was nominated by either an IIABA affiliated state association or an insurance company and qualified based on its operational excellence.

The selected Best Practices agencies retain their status during the three-year cycle by submitting extensive financial and operational data for review each year. This is the third year of the current three-year Study cycle (2019-2021), where over 1,000 independent agencies throughout the U.S. were nominated to take part in the annual Study in 2019, but only 262 agencies qualified for the honor. To be chosen, the agency had to be among the 35-45 top-performing agencies in one of six revenue categories. 

            Founded in 1897 by Mr. Archie Higgins, Higgins Insurance has become a regional leader with global reach. Divisions specializing in retail insurance brokerage operations, including employee benefits, agribusiness, public entity, manufacturing, hospitality and more. With clients in all 50 states and 8 countries, ranging from Wall Street to Main Street, we’ve got you covered.

For further information, please contact Higgins Insurance at 270-886-3939.

Founded in 1896, the Independent Insurance Agents & Brokers of America (the Big “I”) is the nation’s oldest and largest national association of independent insurance agents and brokers, representing more than 25,000 agency locations united under the Trusted Choice brand. Trusted Choice independent agents offer consumers all types of insurance—property, casualty, life, health, employee benefit plans and retirement products—from a variety of insurance companies.

In efforts to lift the spirits of graduating seniors we are thankful we could participate in sponsoring seniors at Christian County High School and Hopkinsville High School. The donations were used for class gifts to commemorate their senior year. This contribution was made with matching funds from Erie Insurance. Congratulations graduates! #ERIEAgentsGivingBack

We would like to express our sincere appreciation and thanks to the Chamber of Commerce for recognizing Higgins Insurance with the Quality Service Award. We are truly humbled and honored to receive it. This wouldn’t be possible without the valued support of our clients.

Higgins Insurance is honored to be presented with the Quality Service Award, sponsored by Edward Jones and given by the Chamber of Commerce for this month. We would like to thank everyone, especially our customers, for their continued support.

 

Sometimes damage to your car is unavoidable.

Unfortunately, filing an auto insurance claim can quickly raise the price of your insurance premium. No one wants to pay more money, so how can you avoid damaging your car? Here are some of the most common car insurance claims in Kentucky and a few ways to avoid them:

  • Accidents – From fender benders to major wrecks, car accidents are one of the leading reasons people make an auto insurance claim. Your auto insurance coverage can help you repair or replace your car, and can also help cover medical costs for you and your passengers. Being a safe driver and remaining aware of your surroundings is the best way to avoid an accident.
  • Weather – Hail, falling branches, and other weather related damage can happen in Kentucky. These falling objects can break glass and damage car bodies. Comprehensive insurance typically covers this repair expense.
  • Animal Collisions – An accidental collision with a deer or other animal can cause a lot of damage to your vehicle. Vehicle damage is a common claim, especially in the more suburban and rural areas of Kentucky. Reducing your speed in areas with a lot of wildlife while always being aware of your surroundings can help you avoid an accident of this nature.
  • Windshield Damage – A small object like a piece of gravel can cause a knick, crack, or break to your windshield while driving down a highway. The price of replacing or repairing a windshield can be high, so many people will use comprehensive coverage to pay for these damages.
  • Theft – Unfortunately, cars are often stolen. Comprehensive insurance coverage can help you if this happens. This insurance varies in price depending upon many factors such as where you live, garage accessibility, anti-theft devices, alarm systems, GPS tracking systems, and more.

Remember to keep an eye out and keep yourself protected!

No one wants to have to deal with issues like these, but when they do arise it is best to be prepared. Higgins Insurance in Hopkinsville, KY and Clarksville, TN can help you get the best car insurance for your needs. If you need advice or more insurance information, contact one of our helpful agents today!

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