• Because experience

    We are dedicated to protecting the things you love most. Since 1897, we have been protecting your family, your business, and your future.


At Higgins Insurance, our values are our principles in life and the standard of our behavior.

We strive every day to work by a set of values that are based on our community, our customers, and our families.

  • We value our customers – By focusing on our customers, we are able to provide quality products and services that meet your needs.  It’s as simple as the Golden Rule: Treat others as you would have them treat you!
  • We are community oriented – We have been a part of the Hopkinsville, KY community since 1897. Our roots here run deep.  We have also been serving you from our Clarksville, TN location since 2007. We believe in promoting and protecting our community.  Outreach and community charity are an integral part of who we are.
  • We act with honesty and integrity – We hold ourselves to a very high standard and strive to always interact in an honest way. We are inclusive, collaborative individuals with diverse backgrounds and talents, all of which contribute to our growing brand.
  • We value teamwork – We work as a team, not individuals.  When you buy insurance with Higgins you are not buying from one agent, but from our entire agency.
  • We strive for excellence – We are passionate about becoming an industry leader by achieving superior results for our customers and community.

Whether you are looking for auto insurance price quotes, information on Obamacare, life insurance comparisons, business insurance quotes, or agribusiness insurance, you can trust Higgins Insurance to help you from a place of respect and Integrity.  We are dedicated to protecting the things you love most.  Since 1897, we have been protecting your family, your business, and your future.  You can count on us, so give our team a call today at (270) 886-3939 (Hopkinsville, KY) or (931) 647-9270 (Clarksville, TN).

Wynn Radford of Higgins Insurance Honored With Leadership Legacy Award in Kentucky

Radford, Higgins Insurance Leadership Award WinnerThe Christian County Chamber of Commerce’s Business After Hours honored legacies Thursday as they celebrated both the 100th birthday of the museum building and the role Leadership Hopkinsville-Christian County has played in community activism for the past twenty-nine years.

The museum, located in the old post office on East Ninth Street, became available in the 1970’s after the post office relocated to its current West First Street facility. Christian County Historian William Turner told the large crowd, the museum came about when Hopkinsville’s mayor secured the building for the city.

Leadership Board Chair Betsy Bond recognized alumni classes from Leadership and Focus 21. Bond and Breck Cayce presented the 2nd annual Leadership Legacy Award, with Cayce being the first recipient last year.

Wynn Radford, a principal with Higgins Insurance, has long been active in the community and has served on many boards such as St. Luke Free Clinic and Jennie Stuart Medical Center, and was a member of the first Leadership Hopkinsville-Christian County class in 1985.

Source: WKDZ – John Rittenhouse Reporting

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